Consolidate credit card debt with debt consolidation – Loan Modification not the answer

Consolidate credit card debt with debt consolidation

The move by the FTC comes as federal and state officials plan to expand a crackdown on mortgage-related scams to other schemes that prey on debt-ridden consumers.. Try Credit card debt consolidationCan’t Pay Your Bills?
You’re not alone. Today, millions of Americans are having difficulty paying their debts. Most of those in financial distress are middle-income families with jobs who want to pay off what they owe.

It is important for you to act. Doing nothing can lead to much larger problems in the future-even bigger debts, the loss of assets such as
your house, and a bad credit record.

Read more on how we can help: Credit Card Debt Consolidation

Accurate negative information can stay on your report for 7 years; bankruptcies for 10 years. Also, any negative information may be reported indefinitely for use in the evaluation of your application for:

* $50,000 or more in credit;
* A life insurance policy with a face amount of $50,000 or more
* Consideration for a job paying $20,000 or more.

The good news is that there are solutions. A New Horizon specializes in debt management and can help improve your relationships with creditors, reduce your debts, and help you manage your money. In brief, these solutions can help give you a new, fresh start.

Debt Management Plans
This program has been successful for many years. It was developed by creditors to help their customers who were having a difficult time repaying their debts. As long as we work within their established guidelines for people that are in credit counseling, we can extend many benefits to you.

In most cases, the creditors will also bring your account current and waive penalties and late fees. Since you will be making on time monthly payments, this program will not hurt your credit rating.

If your credit rating is good it will stay good, if it’s not, this program will help you rebuild your credit, so you will no longer be considered a risk, but a good paying customer.

If a Debt Management Plan is your best option, you will be provided with a personal, professional counselor who is experienced and empathetic when it comes to understanding your financial circumstances; A New Horizon counselors are trained to establish a financial plan that will meet your needs.

View more on this program Credit Card debt