How can you get out of credit card debt? Maybe Debt Management can help you
How does our Debt Management program work? What exactly is debt consolidation? Well it is a process by which we are able to negotiate with all of your creditors to obtain the lowest monthly obligation needed for you to satisfy all of your current accounts as long as they are unsecured debts such as credit cards. In a debt management program we can not consolidate secured debts like a home loan or car loan.
You pay one low monthly sum to us, which we in turn portion out to your creditors for you. This monthly payment will in most all cases be lower than the sum of the individual account obligations you may have.
A New Horizon is a national, 501 (c)(3) non-profit credit counseling organization dedicated to providing counseling services and financial education programs to individuals and families from all walks of life.
We work with many creditors both large and small. Creditors recognize that people who enter a debt management & debt consolidation program are trying to repay their obligations in good faith. Creditors will then be more willing to extend favorable terms to such clients in the hope that they will avoid the significant expense of turning the account over to a collections firm or avoid an extended drawn out process if the account holder goes through the expense of declaring bankruptcy.
To read more about this service : Debt Management
